The Jharkhand government has launched educational initiatives ‘Guruji Student Credit Card Scheme’ and ‘Mukhyamantri Shiksha Protsahan Yojana’, which offers lower interest rate loans, free coaching and stipends to students. These efforts are part of a broader strategy to ensure that financial challenges do not impede students from pursuing their academic and career aspirations.
These programs underscore the government’s commitment to enhancing educational opportunities for economically disadvantaged and marginalized communities in Jharkhand.
Guruji Student Credit Card Scheme
The Guruji Student Credit Card Scheme is an initiative by the Jharkhand government to support students financially for their higher education. Below are the key features:
- Loan Amount: Students can access loans up to Rs. 15 lakh to cover their educational expenses.
- Interest Rate: The scheme offers loans at a low-interest rate.
- Collateral-Free: No collateral is required as the government guarantees the loan.
- Eligibility:
- Must be a resident (domicile) of Jharkhand.
- Completion of Class 10th or 12th from a recognized school in Jharkhand.
- Repayment Period: The repayment term can extend up to 15 years.
- Expenses Covered: The loan covers various costs such as tuition fees, accommodation, and other necessary educational expenses.
Manki Munda Scholarship Scheme
The Manki Munda Scholarship Scheme is designed to assist girl students from tribal and indigenous backgrounds in Jharkhand. The primary features include:
- Scholarship Amount:
- Rs. 15,000 per year for students pursuing diploma courses.
- Rs. 30,000 per year for students enrolled in B.Tech programs.
- Eligibility: This scholarship is aimed at girl students from tribal communities pursuing technical and professional education.
- Objective: The scheme seeks to reduce dropout rates among tribal girls and promote their participation in higher education by mitigating financial obstacles.
